History

Talking about financial stress. Mom shared that in her transition from Kampung to Town. Sometimes at the end of the month the bank account only left RM20. This kind of story is good for TM. I realised that mom have money but do not use it multiply it why? Because busy with work, family and need to take care of old people. I guess if which a bit of hindsight a business can be built. Learning from this lesson may be i need to be more risk taker to leverage on this experience.

I am thinking what if mom were daring find a way to go to study may be she can achieve her dream. I imagine in future will i ask myself that i am more daring, will i regret if i did not take the chance. Sitting here i thought to myself may be i need to take bigger risk. Dad and mom is too meek and too good until i feel people taking advantages of them. I myself thought myself as too meek also always the opportunities fly by because of this meekness.

Assumptions

Last night i've share about the assumption that we have based our behavior one. Today i try to practice what i've shared it is true.

For last 3 years i always wanted to register as tax payer somehow, i postpone, procrastinate, wait first... from the feedback from my colleague is negative. However, when i went there i was surprise with the service. It is all different from feedback from my colleague. Unfriendly, uncooperative, slow.

It only took me less than 1 hour to register and do my e filling. What you need to bring to the tax revenue? Simply your photostat IC, you EA form, and salary slip. I will share with you why do we these 3 things because if you just memorize but do not understand the purpose. All your memorizing effort is in vain, this i tell you.

Firstly, the photostat IC is for registering your Tax Account. After that, you will need your EA: i forget EA stand for but in short it is a letter from your employer which state your year salary for example $30,000 salary for 2009. Besides that you can get your employer no from that form and how much you paid for EPF together with the tax that you've paid. Finally, your salary slip is used to fill in the bank account no information. Piece of cake i would think so only your thinking make it look hard.

Just do it. Don't overthink, overanalyze, or else your get analysis paralysis.

Drought

It has been months i guess 1 month didn't rain. you can see the dying grass out there. why the grass die because its roots is not deep enough to absorb the source of water below. Just like human sometime we cannot achieve our goals and our dreams is because our roots is not deep and wide enough. Once back luck strike us, we lost sight of our goals. Our dreams died like the dry grass because we cannot absorb the needed water. Good times the grass have no problem as they can get adequate water from from rainfall. But drought come, no rainfall for a period of time the grass died.

Similarly, in our life when back luck strike us for a long period. Fair weather friends (Rainfall) left us, only with deep roots (relationship with supportive friends and family) we can absorb the needed nutrients ( encouragement, support, understanding and most importantly help) to archive our goals.
So invest you time, energy, mind and life wisely.